Deposit and Insurance

A landlord is asking me to pay the deposit directly to him. What do I do ?
How does the damage waiver work?
How does the deposit work?
Am I insured during the rental period?
How do I report a damage to the insurance company?
I have taken out deposit or cancellation insurance, how can I find my insured number?
Do I have to submit a deposit if I subscribe to a damage waiver with SamBoat?
When is the pre-authorization of the deposit cancelled ?
What is weather cover?
I've taken on a professional skipper. Do I need the damage waiver?